I made this layout with Making Memories paper and embelishments.  The chipboard letters were from We Are Memory Keepers.  I covered the letters with paper that matched.  This is a good technique to use when you have chipboard letters but they don't match your layout.  I have also used paint.  I just apply the paint with a small paintbrush.  I have also spritzed letters with water, then splatter paint pens until it gets a color I like.  I have also covered letters with my brush markers.  If I don't want to wait for paint or markers to dry, I hit them with my heat tool, otherwise I work on another part of my layout while they dry.  It usually  takes about an hour but depends on how thick I paint.  Try these techniques, or think of something else.  The ideas are endless.